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Author Country (or Countries)

Czech Republic

Abstract

Development in the area of smart mobile phones is still accelerating. The expansion of smart mobile phones will bring new challenges and tasks to almost all industry areas. One of them will be the insurance industry. The clients will ask for new insurance products according to their actual personal needs and surroundings that could be effect by using smart mobile phones. In this article we try to predict such business opportunities in the new kind of insurance products development and its application. We focus on both the business and the risk model because these changes will cause a massive movement in the way of premium calculation.

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